Can you reject to go to mediation?- 2021

Mediation Sessions

family mediation

If the very first meeting (MIAM) works out as well as you all agree to attempt mediation, you will certainly schedule mediation sessions. It usually takes between three as well as 5 conferences ahead to agreement, relying on what you need to sort out.

The mediator will usually see you and your ex lover partner with each other, although you should be provided the selection to see the mediator independently if you require to.

What does the mediator do?

Mediators are educated to:

  • Listen as well as help you both to exercise what has actually to be managed
  • Discuss what your options could be and also what could work best for the future.
  • See to it you both have opportunity to speak and also be listened to
  • Provide any information required to assist your conversations
  • Inform you when you might require more independent advice on issues such as pensions
  • Make sure choices are made collectively, are fair for both of you, for any type of children entailed, as well as for your family situations

When you reach agreement, the mediator will certainly put it in composing and make certain you’re all clear concerning what it indicates.

Are the choices we make legally binding?

The choices you reach aren’t legitimately binding on their very own. You can ask a court to make what you have actually chosen right into a legally binding approval order. Your mediator can clarify what this is as well as how you can get a permission order.

There is a price for this court application as well as your mediator will certainly have the ability to provide details concerning this. If you get lawful aid you might get approved for complimentary legal guidance and aid with this.

Can I get legal advice on whether the suggested arrangement is fair for me?

Lots of people experiencing mediation find it handy to have legal suggestions to support them. If you are talking regarding points that connect to a lawful issue, you can organize this at any time and your mediator may additionally advise you do. The mediator can offer you info concerning local family solicitors and how to choose one. You may likewise get cost-free legal suggestions throughout mediation if you get legal help for mediation.

What if things do not go as prepared later on?

If your circumstance changes as well as the plans aren’t working, you can return to the mediator to change the initial arrangement.

You need to think about whether it can be arranged out with the aid of a mediator if you’ve made an agreement legally binding as well as somebody doesn’t follow it. If not, it can be implemented with the courts.

Can I see what happens in mediation?

Mediation is personal, so we can not reveal you a genuine session. We have actually tape-recorded a mock mediation session with an FMCA mediator and 2 stars, to reveal you what truly happens in a mediation. This video clip has to do with an hour long.

For More Information Please visit this page : Family Mediation Organisation Birkenhead

We are a professional all problems family mediation service devoted to assisting dividing pairs exercise future setups for children, home and funds for Legal and personal Help clients. We assess for Legal Help– analysis totally free. Ask concerning complimentary meetings for private customers.

Family Mediation Organisation UK helps you make you very own choices regarding what is finest for you as well as your family in future without going to court. We will certainly assist you improve communication, resolve your problems as well as get to a workable, long-lasting service quickly, compassionately and cost-effectively.

Our superb group of family mediators are educated to lead you through the procedure to decrease the delay, distress and also expense so typically connected with separation as well as divorce.

Family Mediation Organisation UK has actually conveniently-located offices (see Contact United States). We are certified to undertake Mediation Details as well as Assessment Meetings (MIAMS), supply forms A & C100, and also direct appointment with children if you feel their voice is essential.


Family Mediation & Advisory Service


Family Mediation is the procedure of solving concerns on your divorce, separation or ongoing parenting arrangements. Previously, if you could not settle on these matters, you would have no alternative however to file an application with the family court for either a Kid Setup Order or a separate application for a Financial Order. The court process takes a long time to reach a reasoning, is expensive and in most cases is not the most effective area to deal with disagreements, specifically within a family setup.

Family Mediation replaces the demand of going to court. By using a professional family mediator, many people can get to a contract that allows them both to proceed.

Having a neutral 3rd celebration to control the discussion, ensure parity as well as justness while doing so and maintains conversations on the things that matter. Country wide, greater than 70% of customers get to agreement via mediation. Family Mediation Organisation UK manage to accomplish a 90% success price for those who take place to joint mediation.

Family mediation is not treatment or relationship therapy as well as whilst it can consider just how you communicate with each other, it is significantly about intending the future as well as not recalling over the past.


This can differ from situation to instance. For a one concern matter, such as parenting setups at Xmas, a holiday abroad or an adjustment in the quantity of spousal upkeep then many have the ability to get to contract in just one joint 90 minute mediation session.

The average for the majority of customers on parenting or monetary matters is 3 x 90-minute mediation appointments.


You will at first need to finish a first mediation meeting called a MIAM. They can also be referred to as an intake meeting. These are typically participated in on your own, however often you can fit. , if this is the instance the mediator will still desire to chat to each of you independently.

The MIAM offers 2 purposes:

  • It is your opportunity to discuss to the mediator about your scenario, what the problems are, what you want to occur and any type of problems you may have.
  • It additionally permits the mediator to offer you full details concerning exactly how mediation functions. The mediator will certainly then choose whether mediation appropriates for your situation. You might likewise make a decision whether to attempt mediation at this phase also.


Click on the flow diagram listed below for Family Mediation Organisation UK’ s process. We are various from a lot of mediation solutions as we can likewise make you agreement legitimately binding as part of a repaired fee bundle
But the begin of the procedure coincides nationally. For the most part we would see you individually initially for your MIAM and afterwards prepare a prepare for your joint mediation conferences. We would usually go over any parenting plans first, before finishing an economic disclosure with you both and also after that experiencing your economic contract.

You would generally have an end result summary prepared at the end of your joint meetings as well as once contract got to, the mediator can draft a full parenting plan, memorandum of understanding as well as financial arrangement.

These documents can then be made lawfully binding depending on your scenarios.


Lawful recommendations throughout the procedure should be recommended by every family mediation service in the UK. Taking excellent lawful guidance prior to as well as during the procedure can help and a lawyer can additionally inspect your agreement at the end. Family Mediation Organisation UK also supply taken care of charge lawful suggestions, which include a created report that you can bring into mediation if you want.

At the end of the mediation procedure, you will generally require a family legislation solicitor or attorney to make your arrangement lawfully binding or you can choose among Family Mediation Organisation UK’s repaired fee legal bundles. The option is constantly your own.


In many cases, it is a legal demand to consider mediation by methods of attending a Mediation Info Evaluation Satisfying (MIAM) prior to you can ask a court to make a decision on your case. There are currently 15 exceptions to this, which vary from domestic abuse, to living abroad or kid security. If, having attended a MIAM either you (or the mediator) decide that you do not intend to do mediation, after that you do not need to go to.

If you have actually been invited to attend a MIAM and also do not decrease or react, you may have to describe your factors why to the judge.

In some situations the judge might adjourn your proceedings whilst you try mediation. Also in such conditions you do not have to attend, although the judge will want to recognize the reasons that.


Not. Family mediation can assist parents who are divided, grandparents with accessing to their grandchildren, pairs that were cohabiting or couples who have divorced and have ongoing monetary or parenting problems to deal with.

Family mediation can aid if you would inevitably file an application at court to settle the concern.


According to a research by the Family Mediation Council in 2019, the ordinary hourly price including BARREL for family mediation is ₤ 140 each per hr. A lot of issues are settled in 3 to four 90-minute meetings. At Family Mediation Organisation UK the cost to get to resolution in this time is ₤ 632.50 each including VAT.

You may be qualified for legal help for mediation if you are on specific benefits or have a reduced income without lots of possessions. If you are qualified, then the various other celebration will not need to spend for their MIAM or their very first joint mediation session either.


This is by arrangement in between you. The majority of services will certainly price estimate each as it reveals a dedication to the procedure if both celebrations are paying their share. Sometimes couples will concur that they will attend if the various other party pays and also in some cases they will certainly resolve up the costs from the monetary arrangement got to.

A lot of mediation services will certainly ask you to pay as you choose the mediation you obtain. See our blog site on who pays for even more family mediation if you can not concur.


There are 4 major reasons that you should consider family mediation.

  • We understand it is required to consider it. Yet why is that? The majority of family legislation specialists, the Courts themselves and Department of Justice agree that family mediation is a far much better method to settle disagreements, as opposed to litigating
  • It is quicker– the typical length for a monetary order to be settled is 14.5 months, according to a Aviva Report published in 2018. Family mediation can be established within a couple of days or weeks.
  • It is cheaper– most firms of lawyers will certainly quote you in unwanted of ₤ 20,000 for a full financial order with the courts, which will include 3 hearings.
  • It is a lot more amicable– this is especially essential if you have youngsters with each other, irrespective of their ages. Courts are established to be adversarial.


There are three degrees of family mediator:

  • Educated Family Mediator (FMCT).

Not formally recognised as a FMC criterion, this shows they have efficiently finished an FMC approved family mediation training course. They will generally be functioning towards their certification.

  • Accredited Family Mediator (FMCA).

This shows the family mediator has actually completed a portfolio of situations, which normally takes about 2 years.

  • Expert Practise Specialist (Pay Per Click).

A PPC is one of the most experienced family mediator as well as will certainly have effectively passed a more Pay Per Click course and will have a number of years of experience. They will instructor and also aid various other family mediators.


Yes! It is urged in family law. If both parents concur, the children can be invited to mediation by a specially educated family mediator. The children will certainly speak to the family mediator by themselves and then, with the kids’s consent, this can be fed back to the parents at a separate meeting.

If you went to court, as long as the youngsters are of a specific age and the court agrees, then CAFCASS will talk to the kids. Family mediation simply looks to replace this procedure.


Definitely. It is among the five core principals of family mediation in the UK. You can talk openly to your family mediator throughout the MIAM without having to fret that what you say will be handed down to the other event. You can talk about alternatives, remedies and make deals in mediation without being bound to them were mediation to damage down.

All divorce mediation in UK is ‘without prejudice’– which suggests you can safely make offers and discover services, without being linked to them if your instance goes to court. It is a secure negotiating environment.

There are exceptions to this confidentiality, such as if a youngster is identified as being at risk of severe harm, or if money laundering is happening. The family mediator has certain lawful obligations to pass this details on in these uncommon situations.


The family mediator will have concurred with you before the sessions what you wish to review during mediation. This will normally revolve around what future parenting plans you can concur as well as what financial agreement you can reach. However it can likewise cover how you interact with each other relocating forwards or what interim setups can be gotten to whilst your divorce mediation is taking location.

Family mediation likewise covers certain issues such as a family holidays, setups at Xmas or who will certainly make the next home loan repayment on your building.

Family mediation can likewise aid Grandparents that desire to concur plans to see their grandchildren.


There are several differences, yet these are the major ones:

  • Family mediation is a procedure that changes litigating.
  • Family mediation looks forwards, not back over the partnership.
  • Family mediators focus more on the issues to be resolved and much less on the underlying partnership.
  • Family mediation factor to consider is a lawful need, for the most part, prior to going to court.

Counselling can certainly assist with your ongoing connection with each other or the broader family. You can look for local counsellors below.


No. A lot of mediation for separation, parenting or divorce arrangements entails you as well as your family mediator remaining in the exact same room. This often tends to work best and assists you get to an agreement in less time.
You can however choose to have shuttle bus mediation. This is where you remain in separate spaces as well as will.
generally have different arrival and departure times. The mediator will assign their time just as in between you as well as ‘shuttle’ between rooms to assist you reach an agreement.

With the popularity of on the internet mediation, you don’t also have to be in the very same structure as well as you can even do ‘shuttle mediation’ on the internet– where you will certainly remain in separate break-out areas. You do not have to be on the same screen as the various other celebration in this case.


On the internet mediation occurs in much the same method as face-to-face mediation in the UK.

The mediator will typically hold separate MIAM appointments and will certainly then place a plan with each other for your joint mediation select. Online Mediation can work really well as it aids people concentrate on the problems. Just one person can talk at once and also as you are not in the very same room, heightened emotions can be less of a problem.


Each service will have their very own plan on economic disclosure.

There are 3 degrees of monetary disclosure you can make with Family Mediation Organisation UK:.

High level– simply the total for each and every of the four disclosure classifications (residential property, various other properties, pensions as well as liabilities).

Financial Disclosure Kinds– You full our spreadsheets, which are lawfully acceptable for a disclosure.

Type E– You both total a Type E and sign them off as accurate. This is the kind you would finish if you were to go to court.

The disclosure is switched in between you both and also you have a chance to analyze it, ask inquiries with the mediation procedure and also ultimately agree it. The disclosure can be disclosed to court, so it is crucial that it is exact, as as much as date as feasible as well as you have included everything you need to divulge. This includes assets, also if they are not being separated between you or changing hands as component of the negotiation.

A precise disclosure will allow you both to get a permission order from the court. Without this, either of you may make a future claim against the other.

At Family Mediation Organisation UK, 80% of customers utilize our own financial disclosure types. If customers select a high-level disclosure just, they need to authorize a disclaimer before the arrangement can be sent to the solicitors.

Collating, concurring and also finalising what assets you both have is a crucial component of the mediation procedure. The default is to total Kind E’s each if you can not agree on which disclosure choice to do. Review our Ultimate Overview to Financial Disclosure to find out more about this.


At the end of the family mediation process, you will be typically receive among the adhering to records:.

  • An End result Statement.
  • A Memorandum of Comprehending.
  • A Parenting Strategy.
  • A Financial Statement.

An Outcome Statement is made use of when no or only partial agreement is reached. It can be valuable in narrowing the scope of the issues, to ensure that you spend less time experiencing the legal process, allowing you to simply concentrate on the problems that have actually not been agreed in family mediation.

A Memorandum of Comprehending.

This is the major documents generated from successful family mediation. It will outline what you have agreed in your mediation visits. It is not legitimately binding yet can be made so with an approval order with your divorce.

You can likewise have your intents recorded in an action of separation, which welcomes the court to accept your contract in case of any future disputes. These are usually drafted by a solicitor and also your signatures are experienced with the document hung on documents.

A Parenting Strategy.

This is the strategy that shows exactly how you will raise your kids whilst living independently. It can cover whatever from schooling, holidays to grandparents and also religious considerations. The strategy is not legitimately binding yet can me made so by consent via a youngster plan order.


Often the relationship in between parents is poisonous and so stuffed, that it appears difficult to collaborate to reach a contract on just how to raise the youngsters. Family Courts can send parents on a Separated Parents Details Strategy (PIP)– where the parents find out exactly how to prioritise their youngsters and also handle dispute in their ongoing connection.

Family Mediation Organisation UK want to maintain parents out of court, so we have partnered with Kids Come First to provide training to parents going through a separation. It can function actually well when there is high conflict, when your sights on parenting are far apart, or when you simply desire a skilled professional to guide you through the separation.


Excellent lawful guidance is an essential part of UK Divorce Mediation. To get the most specific advice for your monetary case, it is valuable to have a full financial disclosure from each party. This permits the lawyer to recognize the total image for your particular scenario and after that recommend as necessary.

To obtain the advice you need you can find a lawyer neighborhood to you– as well as we advise looking for a Resolution accredited solicitor.

You can schedule in a one or 2 hr lawful suggestions bundle, which importantly, include a written record of that suggestions. These can be made use of whenever during the mediation procedure, and even if you are not participating in mediating. The two-hour package does not have to be taken at one time, so you can utilize it before as well as after the mediation.


If mediation does not function, the majority of people would have 5 choices:.

  • Do nothing.
  • Take a break from discussions.
  • Request a Barrister Evaluation.
  • Lawyer Arrangement.
  • Apply to the Family Court.

Not do anything– if you have not consented to transform the existing scenario and you can not accept alter it via mediation, you may approve that you tried and also proceed with the status.

Take a break– Often it is useful, specifically in high stress as well as emotive issues to relax from the procedure and try again in a few months, when issues have actually relaxed rather.

Barrister Review– Establish by Family Mediation Organisation UK in 2015, our Barrister Reviews have been a revelation to aid clients where they can not reach a contract in mediation yet additionally want to prevent the prices of going to court. An independent barrister will create a report on what the law is, just how it puts on your situation as well as, if you went to court, what would be a likely outcome.

Lawyer Settlement– You would ask your corresponding lawyers to work out in between each other, in the hope that this will certainly cause an agreement before court.

Apply to the Family Court– By attending mediation as well as it subsequently damaging down, you will certainly have satisfied the legal demand to submit an application to the court, for them to make an order on your issue.


Family Mediation is always voluntary, also when an instance is adjourned by the court to attempt to get to an arrangement with mediation.

You do not have to go to as well as neither does the various other event. It is among the core principals of mediation– you have to want to take part in the process and also intend to settle the issue.

If you don’t, then family mediation is not a suitable approach of alternative dispute resolution. If the other celebration does not wish to participate in family mediation and is not communicating to solve the problem, then you can relate to the court, having attended a MIAM. In such circumstances, a Fast-Track Online MIAM could be extra ideal for you.

If the other party does not consequently go to the court hearing without great factor, they may be held in contempt of court, or even more generally, a legally binding order will certainly be made on the case in their lack.

Bear in mind: The court will generally want you to clarify why you have actually not participated in family mediation if you have been asked to go. See here for more info on whether it will go against you if you do not go to mediation.


These are a terrific tool if family mediation breaks down, but it can likewise be made use of from the beginning of settlements if you both concur.

Unique to Family Mediation Organisation UK, we hold a certificate for Direct Bar accessibility. We perform a full financial disclosure and also then ask you to list what the problems are that you can not agree on, and also what you wish to take place for each issue, along with your reasons that.

We then send this report of to a experienced but independent family law lawyer, that writes a record on what the legislation is, just how it puts on your case and, if you went to court, what would be a most likely outcome. In the last four years just about one instance (an exceptionally complicated one including a significantly disabled kid) have actually accepted the barrister evaluation or worked out slightly on it to reach an agreement. See right here for additional information on our independent barrister testimonials.


We have several customers approach us that do not intend to go to separate lawyers, but do not require family mediation as they have actually either reached agreement, or are extremely close to getting to one.

You may like to think about Divorce Settlement if you are in a similar scenario. This is where we collect your monetary disclosure, and obtain an introduction of your existing circumstance as well as what you have agreed. You after that have a 90-minute conference with among our divorce specialists to sense examine your contract, make certain you have taken into consideration whatever the court would certainly like you to have looked at and afterwards help ensure you are breaking the properties as cost-effectively as feasible.

This is terrific to aid you fast-track your divorce contract to our family legislation lawyers to aid make it legitimately binding.


There is even more information on the Family Mediation Council internet site.

Family Mediation Organisation UK supply a no obligation Divorce as well as Separation Assessment.

You can book in a 30-minute consultation with our divorce expert that will review your details case, offer you all the options you have and offer you with the info you need to take into consideration just how ideal to proceed.


There are a number of aspects to consider when selecting that to trust with your family mediation:.

  • Certifications– Any person can call themselves a mediator, yet to be a Family Mediator they must have went to an identified family mediation training course. Always check that you are taking care of a mediator that is signed up as either FMCA or FMCT.
  • Membership– The mediator and preferably the company should be a member of one of five mediation bodies:.
  • Experience– How much time have they been performing mediation? Have they simply a few years’ experience or a decade of mediating situations?
  • Size– Is the mediator a one or two-person mini company or are they a well established organization with a choice of mediators to pick from? This can be a major factor to consider if your mediator was lengthy term ill, retires or the little service goes under. What would certainly happen to your instance in such situations?
  • Price– Exactly how much do they charge per hr? If you are qualified for lawful aid, you should certainly pick a mediator who provides mediation moneyed by legal help. Rates for mediation does not constantly reflect high quality or imply that they are a finest fit for your instance. You are much better off taking a look at:.
  • Reviews & Recommendations– There is absolutely nothing far better than a personal suggestion. See if there are any type of genuine reviews for them online if you do not know any person that has utilized a regional mediator near you.
  • Legal Packages & Other Services– How a lot does the mediation service fee for their records at the end of your family mediation visit? Do they assist you make these lawfully binding? Can they suggest a pension plan expert, legal consultant, mortgage broker or other specialist to aid your situation?


In many cases you can deal with matters with your lawyers sitting round the table, called joint law. You can also consider mosting likely to an adjudication solution– which is less expensive as well as quicker than going to court, yet still gives you a legitimately binding order at the end.


Most definitely. We have been assisting couples mediate given that 2011 as well as of those that take place to moderate together, an impressive 90% get to a contract. The national average is just over 70%– so whichever Family Mediation Service you choose to aid fix your disagreement, you are more probable than not to get to an arrangement.


Family Mediation Organisation UK have actually established a procedure of family mediation called dynamic mediation. We want to help you reach an agreement as cost-effectively as possible, so we aid concentrate on the issues that will help you relocate onward, prioritise any kind of children of the partnership as well as keeps discussions on what you can do in the future, instead of what has actually taken place in the past. This indicates you improve worth for your pound yet also reach a resolution quicker, enabling you both to proceed as well as discover your future.

Dynamic Mediation assists you focus on the functional demands of your divorce or separation, permitting you to concentrate more on the psychological side.

For More Information Please visit this page : Family Mediation Organisation Islington

Who we can aid

Cohabiting and married couples (still living together or divided), including same-sex couples.
Other member of the family included in conflicts worrying kids, such as grandparents, new companions as well as brother or sisters.

, if the other parent wants you to go to mediation

child mediation services

You may have been spoken to by a mediator or the other parent might have asked you to attempt mediation. It is essential to recognize what mediation is and also how it can aid your circumstance.

The various other parent may have approached an expert mediator since they desire help to get to a choice regarding arrangements for your children. Or you might have been invited to a ‘Mediation Details as well as Analysis Satisfying’ or ‘MIAM’, which is a lawful need prior to the other parent can use to court.

Should I most likely to mediation?

It might have come as a shock to you that your ex lover intends to transform something regarding the plans for your kid or children. A letter from a mediator may have been totally unexpected. If you’re fine with the arrangements as they are, why should you speak to the mediator?

Mediation can help you and the other parent resolve problems without litigating. Making an application for a court order often takes longer as well as might be more stressful and also pricey. Mediation might just be a chance to talk with someone independent about your parenting scenario.

You ought to contact the mediator to figure out extra. Don’t stress that the other parent has actually chosen the mediator, they’ll constantly be completely independent. If you ‘d prefer to make use of another mediator, you could concur and find on one together.

If you have actually been invited to a MIAM, you’re expected to go – unless you’re exempt. The mediator can sign a record allowing the other parent to apply for a court order regarding your child plans if you don’t go to.

In mediation, both you as well as the other parent will certainly be able to increase things that are essential to you as well as work to agree a remedy. A judge will certainly determine for you as well as it will certainly be lawfully binding if a situation goes to court.

Family mediation works for lots of people but it is wrong for everybody. It will not appropriate if, for instance, there’s been domestic misuse or you’re fretted about the security of the youngsters. If it might be appropriate for your situation, the mediator will certainly assist you recognize.

If there are no security concerns, nonetheless, there are various other ways you might reach a contract and try if you don’t assume mediation is ideal for you. The most inexpensive and most convenient means to make arrangements is to bargain with the other parent. There are totally free devices as well as services that can assist you.

What takes place in mediation?

You’ll discover out what the other parent desires to speak about if you go to mediation. You’ll get the opportunity to chat about the scenario from your point of view too. You don’t have to see the other parent if you do not want to (you can be in separate areas), as well as the mediator can prepare for you to show up at different times.

The mediator will certainly be independent, even if they run from a lawyer’s workplace, and also won’t take sides. They’ll support you both.

Whatever you say in mediation is confidential. Information will not be shown any person else without your consent (unless for instance, there’s a guarding danger or a criminal offense is disclosed).

You as well as your ex will have the ability to elevate points that are very important to you as well as the mediator can assist produce a checklist of subjects to talk through.

Mediation can assist you remain in control. It’s volunteer as well as no-one will certainly make you do anything against your wishes.

The mediator will aid you and the various other parent (individually or with each other) undergo all your problems, consider your options, determine whether they would work well in practice and also involve an agreement about what’s best. They can additionally discuss exactly how you can make your arrangement legitimately binding, if you wish to.

Exactly how much does it set you back?

Mediation can be more affordable than litigating.

Suggestions Currently has a guide to using mediation following separation, which consists of details concerning prices.

Typical price of MIAM each.
₤ 90.

If you go to with each other, it might be more affordable.

You may not need to spend for the MIAM or mediation if you or the other parent are eligible for legal aid. The mediator can help you examine.

First you have a MIAM, which is the very first conference. The other parent sees the mediator also. You can have your MIAM by yourself with the mediator so you can chat regarding any kind of worries you have.
If you proceed with mediation, it usually takes area with the other parent over several sessions. If you choose, you can be in separate spaces. Each session lasts about 90 minutes.

For More Information Please visit this page : Family Mediation Organisation Belfast

Several of the problems that might be gone over:


  • Just how to communicate regarding the kids.
  • What the children are assuming.
  • Making vital choices regarding the kids.
  • Kid maintenance.

Finances as well as Residential property

  • That lives where.
  • Cash flow and that pays for what.
  • Sorting out pensions, properties and financial obligations.
  • Exactly how to afford life after separation.


  • Just how to lower problem.
  • How to be great parents apart.
  • The participation of brand-new companions.

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